What are some of the cheapest cars to insure in 2022?

Whether you`ve just passed your practical driving exam or just decided to change your car, the price of insurance for some car models can be off-putting, especially with premiums rising. Luckily, not all cars cost a fortune to insure, regardless of driver status and experience. Below are some of the cheapest cars to insure, which are still a great choice and a pleasure to drive.

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Peugeot 107



One of the cheapest cars to insure, the Peugeot 107 is a perfect choice for young drivers and can be as much as half the price of other makes. Despite its small proportions, the car is available with five doors making it great for driving friends and smaller-sized families around. These cars are also fairly cheap to buy outright. Look at used Peugeot cars for sale and find the one that best matches your style and budget.

Citroen C1

The small, low-powered engine of the C1 ensures that the cost of insurance is reduced and also means the car is cheap to maintain. This type of car is perfect for pottering around city centres or towns but isn`t the ideal candidate for motorway driving. They tend to have fairly advanced interiors and accessories, boasting alloy wheels, rear view cameras and touchscreen systems.

Volkswagen Polo

Despite the appearance of being a smaller car, the Volkswagen Polo does a great job of utilising its space, holding four passengers and a boot that can fit a decent amount of luggage or shopping. These cars are very cheap to insure, as long as you decide on a lower-powered model. The 80PS model is probably the one with the best average insurance price but still has the ability to reach good speeds. The Polo is a very quiet car and a joy to drive – there isn`t much to find fault with!

Ford Fiesta

Slightly more expensive to buy than other cars on this list, the Ford Fiesta is still fairly cheap to maintain and insure. This model has a classy interior design and sleek exterior look, with a variety of colours to choose from. Depending on the features inside the car, you can find automatic headlights, a speed limiter and a lane-keeping system, which can all help to reduce insurance premiums. Newer models even have a touchscreen infotainment system that can mirror your smartphone. You`ll want to go for the smaller engine options, like the 75PS petrol engine – if not, you may have to pay higher premiums.

Renault Clio

The Renault Clio is a very popular choice amongst young drivers and is cheap to buy and insure. If you are able to invest slightly more money, it is recommended you opt for a larger engine, like the 1.0 TCe 90 PS, otherwise, you may find yourself struggling with higher speeds on the motorway. Regardless of the budget-friendly price, this model of car is fashionable and fun to drive.