Every year, there are around 6 million auto accidents in the US. With such a high number, it’s not a question of “if” you’ll get into a crash, but “when”. Whether you’ve been in 1 or 10 accidents, it’s always scary and stressful. It can be a nerve-wracking time after a car accident. So here’s a quick guide on how to get your vehicle repaired so you know exactly what to do.
Contact Your Insurance Company
Always contact your insurance company after a car accident, regardless of whose fault it is. Not only can you inform them of the crash, but they can also advise you what you can or can’t say to the other parties involved.
They’ll also tell you how to file a car insurance claim. Most will allow you to do so online on their website or through their app.
Got Quotes at Body Shops
In most cases, you’ll be able to choose which body shop you want to use. An exception is if you’re still making payments; you might have to pick from a list that your lender’s preapproved.
Otherwise, make sure you shop around and take your time. By requesting various quotes, you’ll be able to find the best deal.
You can always choose to go with your insurer’s network of auto shops, as you’ll save a bit of time. However, be aware that some of these shops might use aftermarket parts, so if you’re not ok with that, you’re better off finding your own body shop.
When looking for potential body shops to use, check that they’re ASE-certified, affiliated with AAA, and have warranties on things like frame repair. You’ll want to pick professionals who have good reviews and years of experience in the industry.
Get Your Car Repaired
After requesting quotes, make sure you get your vehicle repaired in a timely fashion. Insurance claims usually come with a statute of limitations. If you get your car repaired after that timeframe, your claim won’t be valid anymore and you’ll have to foot all of the costs.
Issues from the crash can get worse as time goes on too. So common car repairs can quickly become expensive ones, which your insurance company probably won’t cover.
Speak With Your Insurance Company
Ask your insurance company if you need any documentation from the repairs. Typically, you’ll need an itemized list that’s approved before repairs are made, so don’t skip this important step! Otherwise, you might find yourself paying for everything.
Pay for Repairs
How you pay will depend on whether you’re at fault or not.
If you’re at fault, you’ll have to pay the insurance deductible before repairs are made. If you’re not at fault, then your insurer will reimburse you. In some cases, they’ll just pay the body shop directly so you don’t have to wait for reimbursement.
Know What to Do After a Car Accident for an Easier Time
What you do after a car accident is crucial, especially if you’re injured and/or your vehicle’s damaged. You might be shocked and upset, so if you know what to do beforehand, you’ll have an easier time navigating things like filing a car accident claim and getting your vehicle fixed up in no time.
Keep reading the rest of our blog page to find more helpful advice.
