When it comes to dealing with insurance companies, it is important to be aware of their tactics. Many people think that insurance companies are always looking out for our best interests, but this is not always the case. Insurance companies can often scam people and take advantage of them. That is why it is so important to protect yourself from their tactics. In this article, we will discuss some of the ways that insurance companies can scam you, as well as how to protect yourself from their schemes.
They`ll Use Your Own Words Against You
One of the tactics that insurance companies often use is to take your own words and use them against you. For example, if you make a statement about your injuries or how the accident happened, they may try to use this against you later on. That is why it is so important to be careful about what you say to an insurance company representative.
Be sure to only give them the facts and nothing more. As seen with Fleming Attorneys, you can work with attorneys directly, not assistants. By doing that, you can protect yourself from classic insurance schemes.
They May Try To Convince You to Sign Medical Releases
Another tactic that insurance companies often use is to try and convince you to sign medical releases. By signing these releases, you are essentially giving them access to all of your medical records. This can be very dangerous as they may use this information against you later on. If an insurance company representative asks you to sign a medical release, be sure to consult with an attorney first. He or she will be able to advise you on whether or not you should sign it.
They`ll Want to Use Their Own Medical Professionals
In many cases, insurance companies will want to use their medical professionals to evaluate your injuries. However, you have the right to choose your doctor. If an insurance company representative tries to convince you to see their doctor, be sure to stand your ground. You have the right to choose your medical care and you should not let them tell you otherwise.
Have a lawyer help you if you need to.
Also, be sure to get all of the information about their doctor before you agree to see him or her. This way, you can be sure that they are qualified and that you will be getting the care that you need.
They Offer a Quick – and Low – Settlement
One of the most common tactics that insurance companies use is to offer a quick and low settlement. They will often try to convince you that this is the best option for you. However, you should never accept a settlement without first consulting with an attorney. He or she will be able to evaluate your case and give you a better idea of what it is worth.
Often, insurance companies will lowball you to save themselves money. Do not let them do this to you. If you have been offered a settlement, be sure to have your lawyer review it before you accept it. Then, you can make an informed decision about whether or not it is fair.
They Might Purposely Delay the Process
In some cases, insurance companies will purposely delay the claims process to frustrate you. They may do this in hopes that you will give up and accept a low settlement. If you find yourself in this situation, be sure to consult with an attorney. He or she can help you move your case along and make sure that the insurance company is not purposely delaying things.
Sometimes, insurance companies will also try to delay things to wear you down. If this happens, do not give up. Be persistent and have your lawyer help you push your case forward. Think about hiring a lawyer if the insurance company is giving you a hard time.
They`ll Discourage an Attorney`s Help
Lastly, insurance companies will often try to discourage you from hiring an attorney. They may do this by telling you that it will just end up costing you more money in the long run. However, this is not always true.
In many cases, having an attorney can save you money. He or she will be able to negotiate with the insurance company and get you a fair settlement. If you have been injured, be sure to consult with an attorney before you accept any settlement from the insurance company. He or she can help you protect your rights and get the compensation that you deserve.
It is important to be aware of the tactics that insurance companies use. They may try to scam you or take advantage of you if you are not careful. Be sure to protect yourself by being informed and hiring an attorney if necessary. With a little knowledge and the right help, you can make sure that you get the compensation that you deserve.
