Have you ever been involved in a car accident? If so, then you know that the insurance company may not always be willing to pay for your medical bills. You may have to fight them in court if they refuse your claim. It can be difficult and time-consuming, but it doesn’t have to be impossible. Here are 6 tips on how you can fight back and get justice when dealing with car accidents!
Find a lawyer who specializes in car accidents
One of the primary things you should do when facing an insurance company is to get yourself a car accident lawyer. A car accident lawyer specializes in dealing with these types of cases and has the knowledge and experience necessary to help you win your case. It will be much harder to fight without legal assistance, so this step is key!
Be prepared for court
You cannot expect an insurance company to settle your accident claim quickly and easily. The legal professionals behind Kerley Schaffer law firm suggest that you need to be ready for a lengthy, difficult process that will require detailed documentation of the injuries you suffered in an effort for them to pay enough money. That means it’s important that you get medical treatment right away after the accident, even if all pain has gone after some time.
You should not accept the car insurance company’s offer
Even if you’ve been offered a reasonable settlement, it is still best to consult with a lawyer first before accepting any offers from insurance companies. They may try and give you as little money as possible for your injury, which could end up resulting in a much lower amount than what you could get if you fight back. You should never accept an insurance company’s first offer, but instead, wait until the settlement is much higher than what they initially offered you!
- Take your time
Don’t rush into taking settlement money when an insurance company offers it to you. You should take your time and consult a lawyer first before making a decision, because you may be able to get more money if you just wait for the right moment.
Don’t give car insurance company information
Lawyers will help you with this because it can be tricky to deal with car repair companies. The car insurance companies always want to collect as much information as they can from you regarding the accident. However, you mustn’t give them any of this information because they may use it against you later on!
Gather evidence to prove your point
- Start a car accident diary
Take photos of the car, the road, and any injuries that result from the collision as soon as possible to prove how bad they are or were at their worst. Also make sure to write down what time it was when the accident occurred, what car you were in, and who was behind the wheel at that time.
- Create a car accident timeline
Draw up an accident timeline, taking care to include when exactly collisions occurred or injuries began showing themselves if they are slow to heal. Also mark down how long any medical treatment lasted with your doctor`s name, address, and phone number as well as your car insurance company`s name and policy details.
- Include any witnesses
Get their full names, addresses, and contact information along with the time of day or night when they witnessed whatever happened during a car accident in case you need to call on them later.
- Keep all receipts
If you have employees, make sure that they keep track of any wages or hours lost because of accidents, so your claim will be as thorough and comprehensive as possible if it ever needs to be presented in court. Make copies of anything else relevant such as medical bills, car repair bills, and rental receipts.
Take care of yourself after an accident
As much as possible, get plenty of rest, eat well, exercise regularly, and try not to stress too much about everything that needs to be done around the house while you recover from injuries sustained during the collision. This will allow you to focus your energy on fighting for justice in court when your car accident claim is denied.
Many different factors will play into how you should handle your car accident. It’s important to take these steps in order, and be aware of what is happening at each stage of the process, so you don’t find yourself overwhelmed by all the details. Start with finding a lawyer who specializes in this type of case; they can help guide you through everything else!
